UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) December 20, 2004
COLUMBIA BANCORP
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(Exact name of registrant as specified in its chapter)
Oregon 0-27938 93-1193156
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
401 East Third Street, Suite 200,
The Dalles, Oregon 97058
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(Address of principal executive offices)
(541) 298-6649
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(Registrant's telephone number, including area code)
Not Applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Item 5.05. Amendments to the Company's Code of Ethics, or Waiver of a Provision
of the Code of Ethics.
On December 16, 2004, the Board of Directors of Columbia Bancorp (the "Company")
approved a revised Code of Business Conduct and Ethics (the "Code"). The revised
Code substantially enhances the existing code and applies to all of the
Company's directors, officers and employees. The revised Code includes
provisions governing the use and protection of Company assets, prohibiting the
disclosure of confidential information, providing for anonymous reporting of
violations of the code and prohibits retaliation against such reporting person.
The revised Code also provides that the Governance Committee shall report to the
board of directors on a regular basis with respect to the Company's efforts to
comply with the Code. A copy of the revised Code may be obtained on the
Company's Web site at www.columbiariverbank.com.
Item 9.01. Financial Statements and Exhibits.
(c) Exhibits
99.1 Code of Conduct and Ethics approved December 16, 2004.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: December 20, 2004 /s/ Roger L. Christensen
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Roger L. Christensen, President and Chief
Executive - Columbia River Bank;
President and Chief Executive Officer -
Columbia Bancorp
Dated: December 20, 2004 /s/ Greg B. Spear
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Greg B. Spear, Executive Vice President,
Chief Financial Officer - Columbia River
Bank; and Chief Financial Officer -
Columbia Bancorp