UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 8-K

                             CURRENT REPORT Pursuant
                          to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


       Date of report (Date of earliest event reported): January 28, 2005

                             EVERGREENBANCORP, INC.
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             (Exact Name of Registrant as Specified in Its Charter)

                                   Washington
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                 (State or Other Jurisdiction of Incorporation)

          000-32915                                    91-2097262
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    (Commission File Number)               (IRS Employer Identification No.)


301 Eastlake Avenue East, Seattle, Washington                   98109
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(Address of Principal Executive Offices)                      (Zip Code)

                                  206/628-4250
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              (Registrant's Telephone Number, Including Area Code)


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          (Former Name or Former Address, if Changed Since Last Report)

     Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

|_|  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

|_|  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

|_|  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))




Item 2.02 Results of Operations and Financial Condition.

     On January 28, 2005, Registrant issued a press release announcing financial
results for the fourth quarter and year ended December 31, 2004. The press
release is attached as Exhibit 99.1 to this Current Report on Form 8-K and
incorporated herein by reference.

     The information in this Current Report on Form 8-K, including Exhibit 99.1,
is furnished pursuant to Item 2.02 and shall not be deemed "filed" for the
purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or
otherwise subject to the liability of that section, nor shall it be deemed
incorporated by reference in any filing under the Securities Act of 1933, as
amended, except as shall be expressly set forth by specific reference in such a
filing.

Item 9.01 Financial Statements and Exhibits.

     (c)  The following exhibit is furnished as part of this Form 8-K.

          Exhibit No.               Description
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          99.1                      Press Release, dated January 28, 2005


                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                             EVERGREENBANCORP, INC.

Dated: January 31, 2005
                                By: /s/ William G. Filer II
                                    --------------------------------------------
                                    William G. Filer II
                                    Sr. Vice President & Chief Financial Officer


                                  EXHIBIT INDEX


Exhibit No.                         Exhibit
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   99.1                             Press Release, dated January 28, 2005