UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 18, 2005 OREGON PACIFIC BANCORP (Exact Name of Registrant as specified in its charter) Oregon 000-50165 71-0918151 (State or other jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification No.) 1355 Highway 101 Florence, OR 97439 (Address of principal executive offices) (541) 997-7121 (Registrant's telephone number including area code) Not applicable (Former name or former address, if changed since last report) Item 2.02 - Results of Operations and Financial Condition. On February 18, 2005, Oregon Pacific Bancorp issued a press release announcing its financial results for the quarter and year ended December 31, 2004. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated into this current report by reference. Item 9.01 - Results of Operations and Financial Condition. (c) Exhibits 99.1 Press Release of Oregon Pacific Bancorp dated February 16, 2005 Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Oregon Pacific Bancorp By: /s/ Joanne Forsberg - ---------------------------------------------------------- Joanne Forsberg Secretary and Chief Financial Officer Dated: February 18, 2005 EXHIBIT INDEX EXHIBIT NUMBER DESCRIPTION - ------- ----------- 99.1 Press release dated February 18, 2004 announcing December 31, 2004 earnings.