UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 14, 2005 -------------- AmericasBank Corp. ------------------ (Exact Name of Registrant as Specified in its Charter) Maryland 333-111918; 333-110947 52-2090433 -------- ---------------------- ---------- (State of Incorporation) (Commission File Number) (I.R.S. Employer Identification No.) 500 York Road Towson, Maryland 21204 ---------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) Registrant's Telephone Number, Including Area Code: 410-823-0500 ------------ N/A ------------------------------------------------------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-k filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ____ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ____ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CRF 240.14a-12) ____ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 SFR 240.14d-2 (b)) ____ Pre-commencement communications pursuant to Rule 13e-4 (c) under the Exchange Act (17 CFR 240.13e- 4 (c)) 1 ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION On March 14, 2005, AmericasBank Corp. ( the "Registrant") announced its earnings for the quarter and year ended December 31, 2004. For further information, reference is made to the Registrant's press release, dated March 14, 2005, which is attached hereto as Exhibit 99.1 and incorporated herein by reference. The attached press release is furnished pursuant to this ITEM 2.02 on Form 8-K. ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS (a) Not applicable (b) Not applicable (c) Exhibits 99.1 Press Release dated March 14, 2005. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICASBANK CORP. March 14, 2005 By: /s/ Mark H. Anders -------------------- Mark H. Anders, President 2