FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934




Date of Report (Date of earliest event reported)        March 28, 2005
                                                        ------------------------

                                Tower Group, Inc.
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

             Delaware                  000-50990                 13-3894120
- --------------------------------------------------------------------------------
  (State or other jurisdiction or   Commission File           (IRS Employer
          incorporation)                Number:             Identification No.)

     120 Broadway, 14th Floor, New York, NY                   10271
- --------------------------------------------------------------------------------
    (Address of principal executive offices)               (Zip Code)

Registrant's telephone number, including area code           (212) 655-2000
                                                             -------------------

- --------------------------------------------------------------------------------
         (Former name or former address, if changed since last report.)




Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17 CFR 240.133-4(c))


Item 8.01 Other Events

     On March 25, 2005 the Company closed on an acquisition of a Shell Company.
A copy of the press release is included as exhibit 99.1 to this report.


Item 9.01 Financial Statements and Exhibits


         (c)       The following exhibit is filed as part of this report.


Number                                  Description
- ------           ---------------------------------------------------------------
 99.1            Copy of press release issued by Tower Group, Inc. dated
                 March 28, 2005.


                                   SIGNATURES


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.




                                              Tower Group, Inc.
                                    --------------------------------------------
                                               (Registrant)

Date      March 28, 2005
          -------------------------
                                    /s/ Steven G. Fauth
                                    --------------------------------------------
                                              (Signature)*
                                    Steven G. Fauth
                                    Senior Vice President, Secretary and General
                                    Counsel


*Print name and title of the signing officer under his signature.