Exhibit 32.1

    CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

         The undersigned hereby certify that, to his or her knowledge, (i) the
Annual Report on Form 10-K filed by Four Oaks Fincorp, Inc. (the "Issuer") for
the fiscal year ended December 31, 2004 (the "Report"), fully complies with the
requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934,
and (ii) the information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the
Issuer on the dates and for the periods presented therein.


         Date:   March 29, 2005     By:   /s/ Ayden R. Lee, Jr.
                                    -------------------------------------------
                                          Ayden R. Lee, Jr.
                                          President and Chief Executive Officer


         Date:   March 29, 2005     By:   /s/ Nancy S. Wise
                                    -------------------------------------------
                                          Nancy S. Wise
                                          Executive Vice President and
                                          Chief Financial Officer

         A signed original of this written statement required by Section 906 of
the Sarbanes-Oxley Act of 2002 has been provided to the Issuer and will retained
by the Issuer and furnished to the Securities and Exchange Commission or its
staff upon request.

             This certification is being furnished solely to accompany the
Report pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002 and shall not be deemed "filed" by the Issuer for
purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and
shall not be incorporated by reference into any filing of the Issuer under the
Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as
amended, whether made before or after the date of this Report, irrespective of
any general incorporation language contained in such filing.