UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 20, 2005
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Summit Financial Group, Inc.
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(Exact name of registrant as specified in its charter)
West Virginia 0-16587 55-0672148
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(State or Other (Commission (I.R.S. Employer
Jurisdiction) File Number) Identification)
300 North Main Street
Moorefield, WV 26836
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code
(304) 530-1000
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
|_| Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Section 2 - Financial Information
Item 2.02. Results of Operations and Financial Condition.
On April 20, 2005, Summit Financial Group, Inc. ("Summit") issued a News Release
announcing its earnings for the first quarter of 2005. This News Release is
furnished as Exhibit 99 and is incorporated herein by reference.
Section 9 - Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits
(c) Exhibits
99 News Release issued on April 20, 2005
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
SUMMIT FINANCIAL GROUP, INC.
Date: April 20, 2005 By: /s/Julie R. Cook
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Julie R. Cook
Vice President and
Chief Accounting Officer