UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                                Washington, D.C.

                                    FORM 8-K

                Current Report Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



Date of Report (Date of earliest event reported) July 05, 2005
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                          TEMECULA VALLEY BANCORP INC.
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             (Exact name of Registrant as specified in its charter)




          California                                         46-0476193
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  (State or other jurisdiction      (File number)         (I.R.S. Employer
       of incorporation)                                 Identification No.)


     27710 Jefferson Avenue,
     Suite A100, Temecula, CA                                 92590
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(Address of principal executive office)                     (Zip Code)


Registrant's telephone number, including area code:     (951) 694-9940
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          (Former name or former address, if changed since last report)


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                            Exhibit Index on Page 2



ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS

           (c)   Exhibits

                 99    Press Release




                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


Dated: July 05, 2005                         TEMECULA VALLEY BANCORP INC.


                                                   By: /s/ Stephen H. Wacknitz
                                                       -------------------------
                                                   Stephen H. Wacknitz
                                                   President and Chief Executive
                                                   Officer



                                                   By: /s/ DONALD A. PITCHER
                                                       -------------------------
                                                   DONALD A. PITCHER
                                                   Executive Vice President
                                                   Chief Financial Officer



                                  EXHIBIT INDEX
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EXHIBIT NO.        DESCRIPTION                                   PAGE NO.
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99                 Press Release                                    3



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                            Exhibit Index on Page 2