Exhibit 32.1

                                  CERTIFICATION


I, Theodore E. Charles, certify that this amendment to report on Form 10-K fully
complies  with the  requirements  of  section  13(a) or 15(d) of the  Securities
Exchange  Act of 1934 and  that  information  contained  in this  report  fairly
presents,  in all material  respects,  the  financial  condition  and results of
operations of Investors Capital Holdings, Ltd.


Date: July 14, 2005

BY: /S/ THEODORE  E. CHARLES
- -----------------------------------------
Theodore E. Charles, Chairman, President,
Chief Executive Officer and Director



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