EXHIBIT 32 (b)

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                                   AS ADDED BY
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the Quarterly Report of Union Financial Bancshares, Inc.
(the  "Company")  on Form 10-Q for the quarter ended June 30, 2005 as filed with
the  Securities and Exchange  Commission  (the  "Report"),  I, Richard H. Flake,
Executive Vice President and Chief  Financial  Officer of the Company,  certify,
pursuant to 18 U.S.C. ss.1350, as added by Section 906 of the Sarbanes-Oxley Act
of 2002, that:

(1)  The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects,  the financial condition and results of operations of the Company
     as of and for the period covered by the Report.


                            /s/ Richard H. Flake
                            --------------------
                            Richard H. Flake
                            Executive Vice President and Chief Financial Officer


Date: August 8, 2005
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