EXHIBIT 32 (b)

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                                   AS ADDED BY
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the Quarterly Report of Union Financial Bancshares, Inc.
(the  "Company") on Form 10-Q for the quarter ended  September 30, 2005 as filed
with the Securities and Exchange Commission (the "Report"), I, Richard H. Flake,
Executive Vice President and Chief  Financial  Officer of the Company,  certify,
pursuant to 18 U.S.C. ss.1350, as added by Section 906 of the Sarbanes-Oxley Act
of 2002, that:

     (1)  The Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company as of and for the period covered by the Report.


                                                    /s/ Richard H. Flake
                                                    ----------------------------
                                                    Richard H. Flake
                                                    Executive Vice President and
                                                    Chief Financial Officer


Date: November 7, 2005
      ----------------