Exhibit 32.1

                                  CERTIFICATION


I, Theodore E. Charles, certify that this report on Form 10-Q fully complies
with the requirements of section 13(a) or 15(d) of the Securities Exchange Act
of 1934 and that information contained in this report fairly presents, in all
material respects, the financial condition and results of operations of
Investors Capital Holdings, Ltd.


Date: November 14, 2005

/s/ Theodore E. Charles

Theodore E. Charles, Chairman, President,
Chief Executive Officer and Director