EXHIBIT 99.4

                  SUBCERTIFICATION OF CHIEF OPERATING OFFICER,
                      TREASURER AND SECRETARY IN SUPPORT OF
                      18 U.S.C. SECTION 1350 CERTIFICATION,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

         In connection with the Quarterly Report of Conn's, Inc. (the "COMPANY")
on Form 10-Q for the period ended October 31, 2005 as filed with the  Securities
and Exchange Commission on the date hereof (the "REPORT"), we, William C. Nylin,
Jr.,  President  and Chief  Operating  Officer of the  Company,  David R. Atnip,
Senior Vice  President and Treasurer of the Company,  and Sydney K. Boone,  Jr.,
Corporate General Counsel and Secretary of the Company, hereby certify, pursuant
to  18  U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  the
Sarbanes-Oxley Act of 2002, that, to the best of our knowledge:

         (1)      The Report fully  complies  with the  requirements  of Section
                  13(a) or 15(d) of the Securities Exchange Act of 1934; and

         (2)      The information  contained in the Report fairly  presents,  in
                  all material respects,  the financial condition and results of
                  operations of the Company.



                              /S/ WILLIAM C. NYLIN, JR.
                              ----------------------------------------------
                              William C. Nylin, Jr.
                              President and Chief Operating Officer


                              /S/ DAVID R. ATNIP
                              ----------------------------------------------
                              David R. Atnip
                              Senior Vice President and Treasurer


                              /S/ SYDNEY K. BOONE, JR.
                              ----------------------------------------------
                              Sydney K. Boone, Jr.
                              Corporate General Counsel and Secretary






Dated:  December 1, 2005



A signed  original of this written  statement has been provided to Conn's,  Inc.
and will be  retained  by Conn's,  Inc.  The  foregoing  certification  is being
furnished solely to support  certifications  pursuant to 18 U.S.C.  Section 1350
and is not  being  filed  as  part of the  Report  or as a  separate  disclosure
document.

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