UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) 01/26/2006
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LNB BANCORP, INC.
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(Exact name of registrant as specified in its charter)
Ohio 0-13203 34-1406303
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(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification No.)
457 Broadway, Lorain, Ohio 44052-1769
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (440) 244-6000
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(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Item 2.02 Results of Operations and Financial Condition.
On January 26, 2006, the registrant issued a press release announcing its
results of operations for the fourth quarter and year ended December 31, 2005.
The press release is attached as Exhibit No. 99.1
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits
99.1 Press Release issued by LNB BANCORP, INC., announcing the
results of operations for the fourth quarter and year ended
December 31, 2005.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
LNB BANCORP, INC.
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(Registrant)
Date: January 27, 2006
/s/ Terry M. White
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Terry M. White
Executive Vice President,
Chief Financial Officer and
Corporate Secretary