UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2006 ----------------- Investors Capital Holdings, Ltd. --------------------------- (Exact name of registrant as specified in its charter) Massachusetts 1-16349 04-3284631 - ------------- ------- ---------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 230 Broadway East, Lynnfield, Massachusetts 01940 - --------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (800) 949-1422 -------------- Item 2.02 Results of Operations and Financial Condition. Item 7.01 Regulation FD Disclosure. Investors Capital Holdings, Ltd. has reported its earnings results for the third quarter ended December 31, 2005. The Company's press release dated February 14, 2006, announcing the results, is attached hereto as an Exhibit. All the statements and information in this Form 8-K are hereby furnished under Item 12 (Results of Operations and Financial Condition). Item 9.01 Financial Statements and Exhibits. (c) Exhibits. Exhibit 99.1: Press Release dated February 14, 2006 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: February 14, 2006 /s/ Timothy B. Murphy ------------------------------------- Timothy B. Murphy Chief Financial Officer, Chief Accounting Officer, Treasurer, Executive Vice President, and Director EXHIBIT INDEX ------------- Exhibit Number Description - ------ ----------- 99.1 Press Release dated February 14, 2006