FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934




Date of Report (Date of earliest event reported)  April 7, 2006
                                                 -------------------------------

                                Tower Group, Inc.
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             (Exact name of registrant as specified in its charter)

          Delaware                   000-50990                  13-3894120
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(State or other jurisdiction   Commission File Number:        (IRS Employer
      or incorporation)                                     Identification No.)

  120 Broadway, 14th Floor, New York, NY                          10271
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  (Address of principal executive offices)                      (Zip Code)


Registrant's telephone number, including area code   (212) 655-2000
                                                   -----------------------------

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         (Former name or former address, if changed since last report.)




Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.133-4(c))








Item 5.02 Appointment of Director

     On April 7, 2006 the Company  announced the  appointment  of Mr. William W.
Fox, Jr. as a new Director for Tower Group,  Inc. A copy of the press release is
included as exhibit 99.1 to this report.


Item 9.01 Financial Statements and Exhibits


     (c) The following exhibit is filed as part of this report.


Number                          Description
- -------------------------------------------
99.1      Copy of press release issued by Tower Group, Inc. dated April 7, 2006.














                                   SIGNATURES


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.




                                                     Tower Group, Inc.
                                          --------------------------------------
                                                      (Registrant)

Date         April 7, 2006
      ---------------------------
                                           /s/ Steven G. Fauth
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                                                       (Signature)*
                                           Steven G.Fauth
                                           Senior Vice President, Secretary and
                                           General Counsel


*Print name and title of the signing officer under his signature.