UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K
                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of Earliest Event Reported) April 20, 2006
                                                         --------------


                                    FNB Corp.
             ------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)


        North Carolina                    0-13823                56-1456589
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(State or Other Jurisdiction         (Commission File           (IRS Employer
      of Incorporation)                   Number)            Identification No.)


   101 Sunset Avenue,        Asheboro, North Carolina                   27203
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        (Address of Principal Executive Offices)                      (Zip Code)


Registrant's Telephone Number, Including Area Code        (336) 626-8300
                                                  ------------------------------

                                       N/A
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          (Former Name or Former Address, if Changed Since Last Report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to rule 425 under the Securities Act (17
    CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
    CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))




ITEM 2.02. Results of Operations and Financial Condition

     On April 20, 2006, FNB Corp. issued a news release announcing the results
of operations for the quarter ended March 31, 2006. A copy of FNB's news release
is attached hereto as Exhibit 99.1.

     The information in this Form 8-K and Exhibit 99.1 attached hereto shall not
be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of
1934, nor shall it be deemed incorporated by reference in any filing made by FNB
under the Securities Act of 1933, whether made before or after the date hereof,
except as shall be expressly set forth by specific reference in such filing.

ITEM 9.01. Financial Statements and Exhibits

     The exhibits listed in the Exhibit Index are filed herewith as part of this
Current Report on Form 8-K.


                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

                                              FNB CORP.


Date:  April 20, 2006                         By  /s/ Jerry A. Little
                                                  ------------------------------
                                                  Jerry A. Little
                                                  Treasurer and Secretary
                                                  (Principal Financial and
                                                  Accounting Officer)





                                INDEX TO EXHIBITS

     The following exhibits are filed as part of this report:

Exhibit No.   Description
- -----------   -----------

99.1          News Release dated April 20, 2006.