CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                                   AS ADDED BY
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

        In  connection  with  the  Quarterly   Report  of  Provident   Community
Bancshares,  Inc.  (the  "Company") on Form 10-Q for the quarter ended March 31,
2006 as filed with the Securities and Exchange  Commission  (the  "Report"),  I,
Richard H. Flake,  Executive Vice President and Chief  Financial  Officer of the
Company,  certify, pursuant to 18 U.S.C. ss.1350, as added by Section 906 of the
Sarbanes-Oxley Act of 2002, that:

     (1)  The Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company as of and for the period covered by the Report.


                               /s/ Richard H. Flake
                               --------------------
                               Richard H. Flake
                               Executive Vice President and Chief Financial
                               Officer


Date:      May 9 , 2006