UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): July 25, 2006

                          TEMECULA VALLEY BANCORP INC.
             (Exact name of Registrant as specified in its charter)

       California                                               46-0476193
     (State or other            (Commission File Number)      (I.R.S. Employer
jurisdiction of incorporation)                            Identification Number)

             27710 Jefferson Avenue
                   Suite A100
              Temecula, California                                92590
     (Address of principal executive offices)                   (Zip code)

       Registrant's telephone number, including area code: (951) 694-9940

                                 Not Applicable
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))

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Item 2.02 -- Results of Operations and Financial Condition.

     On July 25, 2006, we issued a press release disclosing information
regarding our results of operations for the quarter ended June 30, 2006. A copy
of the press release is attached hereto as Exhibit 99.1.

     Such information shall not be deemed "filed" for purposes of Section 18 of
the Securities Exchange Act of 1934, as amended, and is not incorporated by
reference into any of our filings, whether made before or after the date hereof,
regardless of any general incorporation language in such filing.

Item 9.01 -- Financial Statements and Exhibits.

        (d)      Exhibits

                 The following exhibits are filed with this Form 8-K:

                 99.1     Press Release dated July 25, 2006.




                                    SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                           TEMECULA VALLEY BANCORP INC.


Date: July 25, 2006                   By:  /s/ STEPHEN H. WACKNITZ
                                           -------------------------------------
                                           Stephen H. Wacknitz
                                           Chief Executive Officer and President