CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                                   AS ADDED BY
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

        In connection with the Quarterly Report of Provident Community
Bancshares, Inc. (the "Company") on Form 10-Q for the quarter ended June 30,
2006 as filed with the Securities and Exchange Commission (the "Report"), I,
Richard H. Flake, Executive Vice President and Chief Financial Officer of the
Company, certify, pursuant to 18 U.S.C. ss.1350, as added by Section 906 of the
Sarbanes-Oxley Act of 2002, that:

     (1)  The Report fully complies with the requirements of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The information contained in the Report fairly presents, in all
          material respects, the financial condition and results of operations
          of the Company as of and for the period covered by the Report.

                                         /s/ Richard H. Flake
                                         --------------------
                                         Richard H. Flake
                                         Executive Vice President and
                                         Chief Financial Officer


Date:   August 8, 2006