UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): October 18, 2006
                                                         ----------------

                      PROVIDENT COMMUNITY BANCSHARES, INC.
                      ------------------------------------
             (Exact name of registrant as specified in its charter)


         Delaware                      1-5735                 57-1001177
         --------                      ------                 ----------
(State or other Jurisdiction of       (Commission            (IRS Employer
incorporation or organization)        File Number)           Identification No.)


203 West Main Street, Union, South Carolina                   29379-0886
- -------------------------------------------                   ----------
(Address of principal executive offices)                      (Zip Code)


Registrant's telephone number, including area code:           (864) 427-9000
                                                              --------------


                                 Not Applicable
                                 --------------
         (Former name or former address, if changed since last report.)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
     Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17 CFR 240.13e-4(c))




Item 2.02         Results of Operations and Financial Condition.
                  ---------------------------------------------

     On October 18, 2006,  Provident  Community  Bancshares,  Inc.,  the holding
company for Provident Community Bank, N.A.,  announced its financial results for
the quarter ending  September 30, 2006. The press release  announcing  financial
results for the quarter  ending  September  30, 2006 is included as Exhibit 99.1
and incorporated herein by reference.

Item 9.01         Financial Statements and Exhibits.
                  ---------------------------------

(a)      Financial Statement of Businesses Acquired:  Not applicable

(b)      Pro Forma Information:  Not applicable

(c)      Exhibits

                  Number                    Description
                  ------                    -----------
                  99.1                      Press Release Dated October 18, 2006





                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                           Provident Community Bancshares, Inc.


Dated:    October 18, 2006                 By: /s/ Dwight V. Neese
                                               -----------------------
                                           Dwight V. Neese
                                           President and Chief Executive Officer