CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                                   AS ADDED BY
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the Quarterly Report of Provident Community  Bancshares,
Inc. (the  "Company")  on Form 10-Q for the quarter ended  September 30, 2006 as
filed with the Securities and Exchange Commission (the "Report"),  I, Richard H.
Flake,  Executive  Vice  President and Chief  Financial  Officer of the Company,
certify,  pursuant  to 18  U.S.C.  ss.1350,  as  added  by  Section  906  of the
Sarbanes-Oxley Act of 2002, that:

(1)  The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects,  the financial condition and results of operations of the Company
     as of and for the period covered by the Report.


                                           /s/ Richard H. Flake
                                           --------------------
                                           Richard H. Flake
                                           Executive Vice President and
                                           Chief Financial Officer


Date: November 07, 2006