EXHIBIT 99.4


                  SUBCERTIFICATION OF CHIEF OPERATING OFFICER,
                      TREASURER AND SECRETARY IN SUPPORT OF
                      18 U.S.C. SECTION 1350 CERTIFICATION,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the Quarterly Report of Conn's,  Inc. (the "Company") on
Form 10-Q for the period ended October 31, 2006 as filed with the Securities and
Exchange  Commission on the date hereof (the  "Report"),  we,  William C. Nylin,
Jr.,  President  and Chief  Operating  Officer of the  Company,  David R. Atnip,
Senior Vice  President and Treasurer of the Company,  and Sydney K. Boone,  Jr.,
Corporate General Counsel and Secretary of the Company, hereby certify, pursuant
to  18  U.S.C.  Section  1350,  as  adopted  pursuant  to  Section  906  of  the
Sarbanes-Oxley Act of 2002, that, to the best of our knowledge:

(1)  The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.



                                 /s/ William C. Nylin, Jr.
                                 ----------------------------------------------
                                 William C. Nylin, Jr.
                                 Executive Vice-Chairman of the Board and
                                 Chief Operating Officer


                                 /s/ David R. Atnip
                                 ----------------------------------------------
                                 David R. Atnip
                                 Senior Vice President and Treasurer


                                 /s/ Sydney K. Boone, Jr.
                                 ----------------------------------------------
                                 Sydney K. Boone, Jr.
                                 Corporate General Counsel and Secretary






Dated:  November 30, 2006



A signed original of this written statement has been provided to Conn's, Inc.
and will be retained by Conn's, Inc. The foregoing certification is being
furnished solely to support certifications pursuant to 18 U.S.C. Section 1350
and is not being filed as part of the Report or as a separate disclosure
document.



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