FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934




Date of Report (Date of earliest event reported)        February 27, 2007
                                                        -----------------

                                Tower Group, Inc.
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             (Exact name of registrant as specified in its charter)

               Delaware                    000-50990           13-3894120
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    (State or other jurisdiction or     Commission File      (IRS Employer
            incorporation)                  Number:        Identification No.)

   120 Broadway, 31st Floor, New York, NY                  10271
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  (Address of principal executive offices)              (Zip Code)

Registrant's telephone number, including area code           (212) 655-2000
                                                             ---------------

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         (Former name or former address, if changed since last report.)




Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

[_]  Written  communications  pursuant to Rule 425 under the  Securities Act (17
     CFR 230.425)

[_]  Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[_]  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act (17 CFR 240.14d-2(b))

[_]  Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act (17 CFR 240.133-4(c))





Item 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

The  following  information  , including  the Exhibit to this Form 8-K, is being
furnished pursuant to Item 2.02 - Results of Operations and Financial  Condition
on Form 8-K.

On February 27, 2007 Tower Group,  Inc.  issued a press release  announcing  its
results of operations  for the fourth quarter ended December 31, 2006. A copy of
the  press  release  is  attached  as  Exhibit  99.1  to  this  Form  8-K and is
incorporated by reference to this Item 2.02 as if fully set forth herein.

Item 9.01 FINANCIAL STATEMENTS AND EXHIBITS.

The following exhibits are filed as part of this report.

Number            Description
- --------          -----------
99.1     Copy of press release issued by Tower Group, Inc.
         dated February 27, 2007.


This  information  is not deemed to be "filed" for the purposes of Section 18 of
the Securities  Exchange Act of 1934 and is not  incorporated  by reference into
any Securities Act registration statements.




                                   SIGNATURES


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.




                                                       Tower Group, Inc.
                                       ----------------------------------------
                                                        (Registrant)

Date      February 27, 2007
          -----------------------------
                                       /s/ Stephen L. Kibblehouse
                                       ----------------------------------------
                                                (Signature)
                                       Stephen L.
                                       Kibblehouse
                                       Senior Vice President & General Counsel