EXHIBIT 99.1




June 25, 2007


Jane F. von Holzhausen
28 Loyal Ledge Lane
Guilford, CT 06437


The Board of Directors
SBT Bancorp, Inc.
981 Hopmeadow Street
Simsbury, CT 06070


         Effective as of June 25, 2007, I hereby resign from the Board of
Directors of SBT Bancorp, Inc. (the "Company") and from my position as Secretary
of the Company. My resignation is not due to any disagreement with the Company
or its management on any matter related to the Company's operations, policies or
practices.

         It has been both a pleasure and an honor to work with all of you over
the past thirteen years, and I wish the Board and the Company continued success
in the future. I am grateful to have had the opportunity to represent the
shareholders during this time, and share your pride in the Bank's many
accomplishments on behalf of its customers, and also in the communities which it
serves.

Very truly yours,

/s/ Jane F. von Holzhausen

Jane F. von Holzhausen