UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
--------------------------------
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 9, 2007
HERITAGE FINANCIAL GROUP
------------------------
(Exact name of Registrant as specified in its charter)
United States 000-51305 45-0479535
------------- --------- ----------
(State or Other Jurisdiction (Commission File Number) (I.R.S. Employer
of Incorporation) Identification No.)
721 North Westover Boulevard, Albany, Georgia 31707
---------------------------------------------------
(Address of principal executive offices)
(229) 420-0000
--------------
Registrant's telephone number, including area code
Not Applicable
--------------
(Former Name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
|_| Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
ITEM 8.01. OTHER EVENTS
On November 2, 2007, Heritage Financial Group issued a press release
announcing the Company's plans to invest approximately $3 million in the
Chattahoochee Bank of Georgia, a new bank being organized in Gainesville,
Georgia. The investment, which will give Heritage Financial Group an ownership
position of slightly less than 15%, remains subject to several conditions,
including the approval of a charter application with the state and federal
banking regulators. The bank's commencement of operations, and the Company's
investment in it, also is subject to the bank meeting a minimum capitalization
level and other customary conditions.
The full text of the press release is set forth in Exhibit 99.
ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.
(d) Exhibits.
99 Press Release dated November 9, 2007
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
HERITAGE FINANCIAL GROUP
Date: November 9, 2007 By: /s/ T. Heath Fountain
---------------------------
T. Heath Fountain
Senior Vice President and
Chief Financial Officer
EXHIBIT INDEX
Exhibit
Number Description of Exhibit(s)
- ------ -------------------------
99 Copy of press release issued by the Company on November 9, 2007.