Exhibit 32.2

              Certification by Chief Financial Officer pursuant to
                             18 U.S.C. Section 1350,
                             as adopted pursuant to
                  Section 906 of the Sarbanes-Oxley Act of 2002


In connection with the Annual Report of Four Oaks Fincorp,  Inc. (the "Company")
on Form 10-K for the year ending  December 31, 2007 as filed with the Securities
and Exchange  Commission  on the date hereof (the  "Report"),  I, Nancy S. Wise,
Executive Vice President and Chief  Financial  Officer of the Company,  certify,
pursuant to 18 U.S.C.  Section 1350,  as adopted  pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, to my knowledge, that:

(1)  The Report fully complies with the  requirements  of section 13(a) or 15(d)
     of the Securities Exchange Act of 1934, as amended; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.



                                             /s/ Nancy S. Wise
                                             -----------------------------------
                                                 Nancy S. Wise
                                                 Executive Vice President and
                                                 Chief Financial Officer

                                                            March 12, 2008

         This  Certification  is being furnished  solely to accompany the Report
pursuant  to 18 U.S.C.  ss.  1350,  as adopted  pursuant  to Section  906 of the
Sarbanes-Oxley  Act of 2002,  and shall not be deemed "filed" by the Company for
purposes of Section 18 of the Securities  Exchange Act of 1934, as amended,  and
shall not be  incorporated by reference into any filing of the Company under the
Securities Act of 1933, as amended,  or the Securities  Exchange Act of 1934, as
amended,  whether made before or after the date of this Report,  irrespective of
any general incorporation language contained in such filing.

         A signed original of this written statement  required by Section 906 of
the  Sarbanes-Oxley  Act of 2002 has been  provided  to the  Company and will be
retained by the Company and furnished to the Securities and Exchange  Commission
or its staff upon request.