EXHIBIT 99.5


            SUBCERTIFICATION OF EXECUTIVE VICE-CHAIRMAN OF THE BOARD,
         CHIEF OPERATING OFFICER, TREASURER AND SECRETARY IN SUPPORT OF
                      18 U.S.C. SECTION 1350 CERTIFICATION,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

       In connection  with the Annual Report of Conn's,  Inc. (the "Company") on
Form 10-K for the period ended January 31, 2008 as filed with the Securities and
Exchange  Commission on the date hereof (the  "Report"),  we,  William C. Nylin,
Jr., Executive Vice-Chairman of the Board, Timothy L. Frank, President and Chief
Operating  Officer of the Company,  David R. Atnip,  Senior Vice  President  and
Treasurer of the Company,  and Sydney K. Boone,  Jr.,  Corporate General Counsel
and  Secretary of the Company,  hereby  certify,  pursuant to 18 U.S.C.  Section
1350,  as adopted  pursuant  to Section 906 of the  Sarbanes-Oxley  Act of 2002,
that, to the best of our knowledge:

(1)    The Report fully complies with the requirements of Section 13(a) or 15(d)
       of the Securities Exchange Act of 1934; and

(2)    The information  contained in the Report fairly presents, in all material
       respects,  the  financial  condition  and  results of  operations  of the
       Company.



                                       /s/ William C. Nylin, Jr.
                                       -----------------------------------------
                                       William C. Nylin, Jr.
                                       Executive Vice-Chairman of the Board


                                       /s/ Timothy L. Frank
                                       -----------------------------------------
                                       Timothy L. Frank
                                       President and Chief Operating Officer


                                       /s/ David R. Atnip
                                       -----------------------------------------
                                       David R. Atnip
                                       Senior Vice President and Treasurer


                                       /s/ Sydney K. Boone, Jr.
                                       -----------------------------------------
                                       Sydney K. Boone, Jr.
                                       Corporate General Counsel and Secretary





Dated:  March 27, 2008



A signed  original of this written  statement has been provided to Conn's,  Inc.
and will be  retained  by Conn's,  Inc.  The  foregoing  certification  is being
furnished solely to support  certifications  pursuant to 18 U.S.C.  Section 1350
and is not  being  filed  as  part of the  Report  or as a  separate  disclosure
document.