Exhibit 32.1


                      CERTIFICATION AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


     In connection with the Quarterly Report of SBT Bancorp, Inc. (the
"Company") on Form 10-Q for the period ending September 30, 2008, as filed with
the Securities and Exchange Commission on the date hereof, I, Martin J. Geitz,
the Chief Executive Officer of the Company, pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, hereby
certify that:

     (i) The Report for the quarter ended September 30, 2008 fully complies with
the requirements of Section 13(a) of the Securities Exchange Act of 1934, as
amended; and

     (ii) The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the
Company.






                                                   /s/ Martin J. Geitz
                                                   -----------------------------
                                                   Martin J. Geitz
                                                   Chief Executive Officer
Date:  November 14, 2008


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