EXHIBIT  10.2



BIO:

June M. Nichols:

                  Secretary/Treasurer & Director


Ms.  Nichols  brings more than 30 years of experience as a small  business owner
and has sat on numerous  boards over the last ten years.  She is a former Reagan
and Bush  Administration  official  serving  as  Deputy  Director  of the  Small
Business  Administration  (SBA) handling an annual budget exceeding $300 million
and  managing  more than  4,000  employees.  Nichols  served on the Board of the
Export Import Bank of the United States. In the private sector,  Ms. Nichols has
managed and advised many small businesses.