SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C.  20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                       Securities and Exchange Act of 1934

     Date  of  Report  (Date  of  earliest  event  reported): September 4, 2002


                      Vanderbilt Mortgage and Finance, Inc.
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)


                                    Tennessee
         --------------------------------------------------------------
         (State or other jurisdiction of incorporation or organization)


     333-57532-05                              62-0997810
- ---------------------------                   ---------------------------------
(Commission  File  Number)                    (IRS  Employer Identification No.)


                  Vanderbilt  Mortgage  and  Finance,  Inc.
                  500  Alcoa  Trail
                  Maryville,  TN  37804
              -----------------------------------------------------
              (Address of principal executive offices and zip code)


        Registrant's telephone number, including area code: 865-380-3000



        ----------------------------------------------------------------
          (Former name or former address, if changed since last report)


Item  5.          Other  Events
                  -------------

     For the Remittance Date of September 9, 2002, The Chase Manhattan Bank, as
Trustee,  made  the  monthly  distributions  to  the  holders  of the Vanderbilt
Mortgage  and  Finance,  Inc.  Manufactured  Housing Contract Senior/Subordinate
Pass-Through  Certificates,  Series  2002-A.

Item  7.          Financial  Statements  and  Exhibits
                  ------------------------------------

     (c)     Exhibits.

     The following are filed herewith.  The exhibit numbers correspond with Item
601(b)  of  Regulation  S-K.

     Exhibit  No.        Description                               Page
     ------------        -----------                               ----

        20               Monthly  Report  delivered  by              3
                         the  Trustee  to  Certificateholders
                         in  connection  with  the  distributions
                         on  the  Remittance  Date  specified
                         in  Item  5  above.

SIGNATURES
- ----------

     Pursuant  to  the  requirements of the Securities Exchange Act of 1934, the
registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  hereunto  duly  authorized.

     VANDERBILT  MORTGAGE  AND  FINANCE,  INC.,
     as  Servicer


     By:            /s/ David  R.  Jordan
     Name:          David  R.  Jordan
     Title:         Secretary

Dated:  September 4, 2002