SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (Date of earliest event reported): November 4, 2002 Vanderbilt Mortgage and Finance, Inc. ------------------------------------------------------ (Exact name of registrant as specified in its charter) Tennessee -------------------------------------------------------------- (State or other jurisdiction of incorporation or organization) 333-57532-05 62-0997810 - --------------------------- --------------------------------- (Commission File Number) (IRS Employer Identification No.) Vanderbilt Mortgage and Finance, Inc. 500 Alcoa Trail Maryville, TN 37804 ----------------------------------------------------- (Address of principal executive offices and zip code) Registrant's telephone number, including area code: 865-380-3000 ---------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events ------------- For the Remittance Date of November 7, 2002, The Chase Manhattan Bank, as Trustee, made the monthly distributions to the holders of the Vanderbilt Mortgage and Finance, Inc. Manufactured Housing Contract Senior/Subordinate Pass-Through Certificates, Series 2002-A. Item 7. Financial Statements and Exhibits ------------------------------------ (c) Exhibits. The following are filed herewith. The exhibit numbers correspond with Item 601(b) of Regulation S-K. Exhibit No. Description Page ------------ ----------- ---- 20 Monthly Report delivered by 3 the Trustee to Certificateholders in connection with the distributions on the Remittance Date specified in Item 5 above. SIGNATURES - ---------- Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. VANDERBILT MORTGAGE AND FINANCE, INC., as Servicer By: /s/ David R. Jordan Name: David R. Jordan Title: Secretary Dated: November 4, 2002