SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities and Exchange Act of 1934
Date of Report: July 23, 2004
Citizens South Banking Corporation
(Exact Name of Registrant as Specified in Charter)
Delaware 0-23971 54-2069979
(State or other jurisdiction (Commission File Number) (I.R.S. Employer
of incorporation) Identification No.)
245 West Main Avenue, Gastonia, North Carolina 28052
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: 704-868-5200
Item 7. Exhibits
99 Additional Exhibits:
(a) Earnings Press Release of Citizens South Banking Corporation
Item 12. Results of Operations and Financial Condition
On July 19, 2004, Citizens South Banking Corporation issued a press
release to announce its results of operations for the quarters ended June 30,
2004 and 2003. The text of the press release and related financial supplements
are included as Exhibit 99 (a) to this report. The information included in the
text and financial supplements of the press releases is considered to be
"furnished" under the Securities Exchange Act of 1934. The Company will include
final financial statements and additional analyses for the quarters ended June
30, 2004, and 2003, as part of its Form 10-Q covering that period.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
CITIZENS SOUTH BANKING CORPORATION
DATE: July 23, 2004 By: /s/ Kim S. Price
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Kim S. Price
President and Chief Executive Officer
By: /s/ Gary F. Hoskins
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Gary F. Hoskins
Chief Financial Officer