SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities and Exchange Act of 1934
Date of Report: July 28, 2004
Citizens South Banking Corporation
(Exact Name of Registrant as Specified in Charter)
Delaware 0-23971 54-2069979
(State or other jurisdiction (Commission File Number) (I.R.S. Employer
of incorporation) Identification No.)
519 South New Hope Road, Gastonia, North Carolina 28054-4040
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: 704-868-5200
Item 7. Exhibits
99 Additional Exhibits:
(a) Text of written presentation that Citizens South Banking Corporation
intends to make available to interested investors and analysts on June 28, 2004
at the Keefe, Bruyette & Woods, Inc. Fifth Annual Community Bank Investor
Conference in New York, New York.
Item 9. Regulation FD Disclosure
On July 28, 2004, Citizens South Banking Corporation intends to present to
interested investors and analysts written investor presentation material, which
includes, among other things, a review of financial results and trends through
the period ended June 30, 2004.
The information provided pursuant hereto shall not be deemed incorporated
by reference by any general statement incorporating by reference the Form 8-K
into any filing under the Securities Act of 1933, as amended, or the Securities
Exchange Act of 1934, as amended, and shall not otherwise be deemed filed under
such Acts.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
CITIZENS SOUTH BANKING CORPORATION
DATE: July 28, 2004 By: /s/ Kim S. Price
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Kim S. Price
President and Chief Executive Officer
By: /s/ Gary F. Hoskins
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Gary F. Hoskins
Chief Financial Officer