Exhibit (a)(2)

                      FORM N-CSR CERTIFICATION PURSUANT TO
                      SECTION 302 OF THE SARBANES-OXLEY ACT

I, Stephen Coyle, certify that:

      1.    I have  reviewed  this report on Form N-CSR of the  AFL-CIO  Housing
            Investment Trust;

      2.    Based on my  knowledge,  this  report  does not  contain  any untrue
            statement  of a  material  fact  or omit to  state a  material  fact
            necessary to make the statements made, in light of the circumstances
            under which such  statements  were made, not misleading with respect
            to the period covered by this report;

      3.    Based on my knowledge, the financial statements, and other financial
            information included in this report,  fairly present in all material
            respects the financial condition, results of operations,  changes in
            net assets, and cash flows (if the financial statements are required
            to include a statement of cash flows) of the  registrant  as of, and
            for, the periods presented in this report;

      4.    The registrant's  other certifying officer and I are responsible for
            establishing and maintaining  disclosure controls and procedures (as
            defined in rule 30a-3(c) under the  Investment  Company Act of 1940)
            and internal  control over  financial  reporting (as defined in Rule
            30a-3(d)  under  the  Investment   Company  Act  of  1940)  for  the
            registrant and have:

                  a.    Designed such  disclosure  controls and  procedures,  or
                        caused such  disclosure  controls and  procedures  to be
                        designed under our supervision,  to ensure that material
                        information  relating to the  registrant,  including its
                        consolidated subsidiaries, is made known to us by others
                        within those entities, particularly during the period in
                        which this report is being prepared;

                  b.    Designed such internal control over financial reporting,
                        or caused such internal control over financial reporting
                        to  be  designed  under  our  supervision,   to  provide
                        reasonable   assurance   regarding  the  reliability  of
                        financial  reporting  and the  preparation  of financial
                        statements  for  external  purposes in  accordance  with
                        generally accepted accounting principles;

                  c.    Evaluated   the   effectiveness   of  the   registrant's
                        disclosure controls and procedures and presented in this
                        report our conclusions  about the  effectiveness  of the
                        disclosure controls and procedures,  as of a date within
                        90 days prior to the filing date of this report based on
                        such evaluation; and

                  d.    Disclosed in this report any change in the  registrant's
                        internal control over financial  reporting that occurred
                        during the registrant's most recent fiscal half-year (or
                        the registrant's  second fiscal half-year in the case of
                        an annual  report) that has materially  affected,  or is
                        reasonably likely to materially affect, the registrant's
                        internal control over financial reporting; and



      5.    The registrant's  other  certifying  officer and I have disclosed to
            the   registrant's   auditors   and  the  audit   committee  of  the
            registrant's board of trustees (or persons performing the equivalent
            functions):

                  a.    All significant  deficiencies and material weaknesses in
                        the  design  or  operation  of  internal   control  over
                        financial  reporting  which  are  reasonably  likely  to
                        adversely  affect  the  registrant's  ability to record,
                        process, summarize and report financial information; and

                  b.    Any  fraud,  whether  or  not  material,  that  involves
                        management  or other  employees  who have a  significant
                        role in the registrant's internal control over financial
                        reporting.


/s/ Stephen Coyle
- --------------------------
Stephen Coyle
Chief Executive Officer
AFL-CIO Housing Investment Trust

Date: March 9, 2006



                                                                  Exhibit (a)(2)

                      FORM N-CSR CERTIFICATION PURSUANT TO
                      SECTION 302 OF THE SARBANES-OXLEY ACT

I, Erica Khatchadourian, certify that:

      1.    I have  reviewed  this report on Form N-CSR of the  AFL-CIO  Housing
            Investment Trust;

      2.    Based on my  knowledge,  this  report  does not  contain  any untrue
            statement  of a  material  fact  or omit to  state a  material  fact
            necessary to make the statements made, in light of the circumstances
            under which such  statements  were made, not misleading with respect
            to the period covered by this report;

      3.    Based on my knowledge, the financial statements, and other financial
            information included in this report,  fairly present in all material
            respects the financial condition, results of operations,  changes in
            net assets, and cash flows (if the financial statements are required
            to include a statement of cash flows) of the  registrant  as of, and
            for, the periods presented in this report;

      4.    The registrant's  other certifying officer and I are responsible for
            establishing and maintaining  disclosure controls and procedures (as
            defined in rule 30a-3(c) under the  Investment  Company Act of 1940)
            and internal  control over  financial  reporting (as defined in Rule
            30a-3(d)  under  the  Investment   Company  Act  of  1940)  for  the
            registrant and have:

                  a.    Designed such  disclosure  controls and  procedures,  or
                        caused such  disclosure  controls and  procedures  to be
                        designed under our supervision,  to ensure that material
                        information  relating to the  registrant,  including its
                        consolidated subsidiaries, is made known to us by others
                        within those entities, particularly during the period in
                        which this report is being prepared;

                  b.    Designed such internal control over financial reporting,
                        or caused such internal control over financial reporting
                        to  be  designed  under  our  supervision,   to  provide
                        reasonable   assurance   regarding  the  reliability  of
                        financial  reporting  and the  preparation  of financial
                        statements  for  external  purposes in  accordance  with
                        generally accepted accounting principles;

                  c.    Evaluated   the   effectiveness   of  the   registrant's
                        disclosure controls and procedures and presented in this
                        report our conclusions  about the  effectiveness  of the
                        disclosure controls and procedures,  as of a date within
                        90 days prior to the filing date of this report based on
                        such evaluation; and

                  d.    Disclosed in this report any change in the  registrant's
                        internal control over financial  reporting that occurred
                        during the registrant's most recent fiscal half-year (or
                        the registrant's  second fiscal half-year in the case of
                        an annual  report) that has materially  affected,  or is
                        reasonably likely to materially affect, the registrant's
                        internal control over financial reporting; and



      5.    The registrant's  other  certifying  officer and I have disclosed to
            the   registrant's   auditors   and  the  audit   committee  of  the
            registrant's board of trustees (or persons performing the equivalent
            functions):

                  a.    All significant  deficiencies and material weaknesses in
                        the  design  or  operation  of  internal   control  over
                        financial  reporting  which  are  reasonably  likely  to
                        adversely  affect  the  registrant's  ability to record,
                        process, summarize and report financial information; and

                  b.    Any  fraud,  whether  or  not  material,  that  involves
                        management  or other  employees  who have a  significant
                        role in the registrant's internal control over financial
                        reporting.


/s/ Erica Khatchadourian
- ------------------------------
Erica Khatchadourian
Chief Financial Officer
AFL-CIO Housing Investment Trust

Date: March 8, 2006