Exhibit 23.1


                   CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

We consent to the reference to our firm under the caption "Experts" and to the
use of our report dated February 12, 2004 (except for Note 18 as to which the
date is March 31, 2004), in the Registration Statement and related Prospectus of
First Ipswich Bancorp.


/s/ WOLF & COMPANY, P.C.


Boston, Massachusetts
May 3, 2004