EXHIBIT 23.1


                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

      We consent to the reference to our firm under the caption "Experts" and to
the use of our reports dated February 12, 2004 (except for Note 18 as to which
the date is April 2, 2004), in the Registration Statement and related Prospectus
of First Ipswich Bancorp.

WOLF & COMPANY, P.C.

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Boston, Massachusetts
May 12, 2004