================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------------------------ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ------------------------------ Date of report (Date of earliest event reported): July 29, 2004 FIRST IPSWICH BANCORP (Exact name of registrant as specified in its charter) Massachusetts 333-114018 04-2955061 (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 31 Market Street, Ipswich, Massachusetts 01749 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (978) 356-3700 Not Applicable (Former name or former address, if changed since last report) ================================================================================ Items 1 through 4. Not applicable. Item 5. Other Events. On July 29, 2004, the registrant issued a press release regarding the completion of its recent registered offering of its common stock. The press release is attached hereto as an exhibit. Item 6. Not Applicable. Item 7. Financial Statements and Exhibits (c) Exhibits: Exhibit 99.1 Press Release dated July 29, 2004 Items 8 through 12. Not applicable. -2- SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIRST IPSWICH BANCORP By: /s/ Donald P. Gill ---------------------------- Donald P. Gill President and C.E.O. Date: July 29, 2003 -3- EXHIBIT INDEX Exhibit # Exhibit Description - --------- ------------------- 99.1 Press Release dated July 29, 2004 -4-