================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------------------------ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ------------------------------ Date of report (Date of earliest event reported): August 20, 2004 FIRST IPSWICH BANCORP (Exact name of registrant as specified in its charter) Massachusetts 333-114018 04-2955061 (State or other (Commission (IRS Employer jurisdiction of File Number) Identification No.) incorporation) 31 Market Street, Ipswich, Massachusetts 01938 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (978) 356-3700 Not Applicable (Former name or former address, if changed since last report) ================================================================================ Items 1 through 4. Not applicable. Item 5. Other Events. On August 20, 2004, First Ipswich Bancorp (the "Company") issued a press release announcing that quotations have begun of its common stock on the NASD OTC Bulletin Board. The press release is furnished as Exhibit 99.1 to this report. Item 6. Not Applicable. Item 7. Financial Statements and Exhibits Exhibit No. Description - ----------- ----------- 99.1 Press Release dated August 20, 2004 99.2 Letter to Shareholders dated August 17, 2004 Items 8 through 11. Not applicable. Item 12. Results of Operations and Financial Conditions On August 17, 2004, Neil St. John Raymond, Chairman of the Board, and Donald P. Gill, President and Chief Executive Officer, of the Company issued a letter to shareholders announcing the Company's financial results for the second quarter ended June 30, 2004. The letter to shareholders is furnished as Exhibit 99.2 to this report. -2- SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. First Ipswich Bancorp By: /s/ Donald P. Gill ---------------------------- Donald P. Gill President and C.E.O. Date: August 20, 2004 -3- EXHIBIT INDEX Exhibit # Exhibit Description - --------- ------------------- 99.1 Press Release dated August 20, 2004 99.2 Letter to Shareholders dated August 17, 2004 -4-