EXHIBIT 3.(i)
CERTIFICATE OF INCORPORATION
OF
TEMECULA VALLEY BANCORP INC.



ARTICLE I.
NAME OF CORPORATION

		The name of the corporation is Temecula Valley Bancorp
Inc.

ARTICLE II.
REGISTERED OFFICE AND AGENT

		The address of the registered office of the
corporation in the State of Delaware is 9 East Loockerman
Street, in the City of Dover 19901, County of Kent, and the name
of its registered agent at that address is National Registered
Agents, Inc.

ARTICLE III.
CORPORATE PURPOSE

		The purpose of the corporation is to engage in any
lawful act or activity for which corporations may be organized
under the General Corporation Law of Delaware.

ARTICLE IV.
AUTHORIZED CAPITAL STOCK

		The corporation shall be authorized to issue one class
of stock to be designated Common Stock; the total number of
shares which the corporation shall have authority to issue is
forty million (40,000,000) and each such share shall have a par
value of one tenth of one cent ($0.001).

ARTICLE V.
INCORPORATOR

		The name and mailing address of the incorporator of
the corporation is:

	Stephanie E. Allen, Esq.
	McAndrews, Allen & Matson
	1900 Main Street, Suite 600
	Irvine, CA  92614

ARTICLE VI.
AMENDMENT OF CORPORATION DOCUMENTS

		This corporation reserves the right to amend, alter,
change or repeal any provision contained in this Certificate of
Incorporation, in the manner now or hereafter prescribed by
statute, and all rights conferred on stockholders herein are
granted subject to this reservation.

		In furtherance and not in limitation of the powers
conferred by statute, the board of directors is expressly
authorized to make, repeal, alter, amend and rescind the bylaws
of this corporation.

ARTICLE VII.
ELECTION OF DIRECTORS

		Elections of directors need not be by written ballot
unless the bylaws of the corporation shall so provide.

ARTICLE VIII.
LIMITATION OF DIRECTOR LIABILITY

		To the fullest extent permitted by the Delaware
General Corporation Law as the same exists or may hereafter be
amended, a director of this corporation will not be liable to
this corporation or its stockholders for monetary damages for
breach of fiduciary duty as a director, except (i) for any
breach of the director's duty of loyalty to this corporation or
its stockholders; (ii) for acts or omissions not in good faith
or which involve intentional misconduct or a knowing violation
of law; (iii) under Section 174 of the Delaware General
Corporation Law; or (iv) for any transaction from which the
director derived any improper personal benefit.  If the Delaware
General Corporation Law is amended after the date of the filing
of this Certificate of Incorporation to authorize corporate
action further eliminating or limiting the personal liability of
directors, then the liability of a director of this corporation
will be eliminated or limited to the fullest extent permitted by
the Delaware General Corporation Law, as so amended from time to
time.  No repeal or modification of this Article VIII by the
stockholders will adversely affect any right or protection of a
director of this corporation existing by virtue of this Article
VIII at the time of such repeal or modification.

ARTICLE IX.
INDEMNIFICATION OF DIRECTORS AND AGENTS

		To the fullest extent permitted by applicable law,
this corporation is also authorized to provide indemnification
of (and advancement of expenses to) such directors and agents
(and any other persons to which Delaware law permits this
corporation to provide indemnification) through bylaw
provisions, agreements with such agents or other persons, vote
of stockholders or disinterested directors or otherwise, in
excess of the indemnification and advancement of expenses
otherwise permitted by Section 145 of the Delaware General
Corporation Law, subject only to limits imposed by applicable
Delaware law (statutory or non-statutory),with respect to
actions for breach of duty to this corporation, its stockholders
or others.  No repeal or modification of this Article IX by the
stockholders will adversely affect any right or protection of a
director of this corporation existing by virtue of this Article
IX at the time of such repeal or modification.


Dated:  March 1, 2002	 /S/ STEPHANIE E. ALLEN
		Stephanie E. Allen
		Incorporator
	3	0146-5\Cert Incorp\w