UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): October 15, 2003
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PVF CAPITAL CORP.
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(Exact Name of Registrant as Specified in its Charter)
Ohio 0-24948 34-1659805
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(State or Other Jurisdiction) (Commission (IRS Employer
of Incorporation) File Number) Identification No.)
30000 Aurora Road, Solon, Ohio 44139
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (440) 248-7171
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Not Applicable
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(Former Name or Former Address, if Changed Since Last Report)
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
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(a) Not applicable
(b) Not applicable
(c) The following exhibit is filed herewith:
Exhibit 99.1 Press Release dated October 15, 2003
ITEM 12. RESULTS OF OPERATION AND FINANCIAL CONDITION
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On October 15, 2003, PVF Capital Corp. issued a press release announcing
its unaudited financial results for the quarter ended September 30, 2003. A copy
of the press release is attached to this Report as an exhibit and is furnished
herewith.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PVF CAPITAL CORP.
Date: October 15, 2003 By: /s/ John R. Male
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John R. Male
Chairman of the Board and Chief
Executive Officer