SECURITIES AND EXCHANGE COMMISSION


                             Washington, D.C. 20549





                                    FORM 8-A





                FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
                     PURSUANT TO SECTION 12(b) OR (g) OF THE
                         SECURITIES EXCHANGE ACT OF 1934




                               K-Fed Bancorp
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             (Exact name of registrant as specified in its charter)



              Federal                                         20-041486
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(State of incorporation or organization)                  (I.R.S. Employer
                                                         Identification No.)


1359 N. Grand Avenue, Covina, California                        91724
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(Address of principal executive offices)                      (Zip Code)


       Securities to be registered pursuant to Section 12(b) of the Act.

                                      None
- --------------------------------------------------------------------------------
                                (Title of Class)


       Securities to be registered pursuant to Section 12(g) of the Act:

                      Common Stock par value $.01 per share
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                                (Title of Class)



Item 1.  Description of Registrant's Securities to be Registered.
- ----------------------------------------------------------------

     For a description of the Registrant's securities, reference is made to
"Description of Capital Stock of K-Fed Bancorp", "Our Policy Regarding
Dividends" and "Market for the Common Stock" in the Registrant's Pre-Effective
Amendment No. Two to the Registration Statement on Form S-1 (Registration Number
333-111029) dated February 11, 2004 which is hereby incorporated by reference.
For a description of the provisions of the Registrant's Charter and Bylaws that
may render a change in control of the Registrant more difficult, reference is
made to "Restrictions on Acquisition of K-Fed Bancorp and Kaiser Federal Bank"
in the Registrant's Pre-Effective Amendment No. Two to the Registration
Statement on Form S-1 referenced above.


Item 2.  Exhibits.
- -----------------

         1.       Pre-Effective Amendment No. Two to the Registration Statement
                  on Form S-1 (Registration Number 333-111029) filed on February
                  11, 2004 is hereby incorporated by reference.

         2.       Charter for K-Fed Bancorp filed as Exhibit 3.1 to the
                  Registration Statement on Form S-1 (Registration Number
                  333-111029) filed on December 12, 2003 is hereby incorporated
                  by reference.

         3.       Bylaws of K-Fed Bancorp, filed as Exhibit 3.2 to the
                  Registration Statement on Form S-1 (Registration Number
                  333-111029) filed on December 12, 2003 is hereby incorporated
                  by reference.

         4.       Form of Common Stock Certificate, filed as Exhibit 4 to
                  Registration Statement on Form S-1 (Registration Number
                  333-111029) filed on December 12, 2003 is hereby incorporated
                  by reference.



                                    SIGNATURE

     Pursuant to the requirements of Section 12 of the Securities Exchange Act
of 1934,the registrant has duly caused this registration statement to be signed
on its behalf by the undersigned, thereto duly authorized.


                                             K-FED BANCORP




Date: February 12, 2004                      By:    /s/ Kay M. Hoveland
                                                -----------------------------
                                                Kay M. Hoveland, President
                                                and Chief Executive Officer