Exhibit 32.1
                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


        In connection with the Quarterly Report of Lawrence Financial Holdings,
Inc. (the "Company") on form 10-QSB for the period ending June 30, 2004 as filed
with the Securities and Exchange Commission on the date hereof (the "report),

I, Jack Blair, Chief Executive Officer of the Company, certify, pursuant to 18
U.S.C.ss.1350, as adopted pursuant to ss.906 of the Sarbanes-Oxley Act of 2002,
that:

        1. The report fully complies with the requirement of Section 13(a) or
15(d) of the Securities and Exchange Act of 1934; and

        2. The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the
Company.




                                 /s/ Jack Blair
                           ----------------------------
                             Chief Executive Officer
                                   Jack Blair
                                 August 12, 2004




- --------------------------------------------------------------------------------
                                       27