Exhibit 32.1
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Certification of Chief Executive Officer Pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002


     I hereby certify that the accompanying Report of MidWestOne Financial
Group, Inc. on Form 10-Q for the quarter ended June 30, 2003 fully complies with
the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of
1934 and that information contained in such Report fairly presents, in all
material respects, the financial condition and results of operations of
MidWestOne Financial Group, Inc.


/s/ Charles S. Howard
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Charles S. Howard
Chairman, President &
Chief Executive Officer