Exhibit 99.15

           Section 420 of the New York Limited Liability Company Law

(S) 420. Indemnification

Subject to the standards and restrictions, if any, set forth in its operating
agreement, a limited liability company may, and shall have the power to,
indemnify and hold harmless, and advance expenses to, any member, manager or
other person, or any testator or intestate of such member, manager or other
person, from and against any and all claims and demands whatsoever; provided,
however, that no indemnification may be made to or on behalf of any member,
manager or other person if a judgment or other final adjudication adverse to
such member, manager or other person establishes (a) that his or her acts were
committed in bad faith or were the result of active and deliberate dishonesty
and were material to the cause of action so adjudicated or (b) that he or she
personally gained in fact a financial profit or other advantage to which he or
she was not legally entitled.