SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 16, 2003 NB&T FINANCIAL GROUP, INC. (Exact name of registrant as specified in its charter) OHIO 0-23134 31-1004998 ------------ --------- ---------- (State or other jurisdiction of (Commission File No.) (IRS Employer I.D. No.) incorporation) 48 N. South Street, Wilmington, Ohio 45177 ------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (937) 382-1441 ITEM 5. Other Events and Regulation FD Disclosure. The following was contained in a press release issued by NB&T Financial Group, Inc., on or about September 16, 2003. NB&T Financial Group, Inc., parent company of The National Bank and Trust Company, has declared a dividend of $.24 per share payable October 24, 2003 to shareholders of record September 30, 2003. This amount is an increase of 4.3% from the dividend of $.23 per share declared in September 2002. National Bank and Trust, with assets of $688 million, operates 21 banking offices and an insurance subsidiary, NB&T Insurance Agency, Inc., in Clinton, Clermont, Brown, Warren, Highland, Adams, Fayette, Auglaize and Hardin counties. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. NB&T Financial Group, Inc. By: /s/Craig F. Fortin ---------------------- Craig F. Fortin Senior Vice President, Chief Financial Officer Date: September 17, 2003