Exhibit No. 99
Global Structured Finance
BoAMS 2003-09 Group 4 - Reduced Doc
15 Yr Fixed Rate - 100% CA
46 records
Balance: 22,641,847
Dec 5, 2003 16:01
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1. Original Balance
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Original Balance Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
250,001 - 350,000 3 $ 1,020,348 4.51% $ 341,780 5.207% 744 48.33% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
350,001 - 450,000 17 6,760,232 29.86 399,501 5.211 768 50.55 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
450,001 - 550,000 12 5,845,056 25.82 489,882 5.317 752 47.46 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
550,001 - 650,000 9 5,505,131 24.31 614,049 5.297 749 52.64 180 179 1
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650,001 - 750,000 5 3,511,079 15.51 706,328 5.370 778 54.22 180 178 2
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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Average: $494,641.75
Lowest: $335,290.00
Highest: $724,000.00
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2. Gross Coupon
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Gross Coupon Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
4.751 - 4.875 2 $ 913,375 4.03% $ 458,421 4.875% 763 44.95% 180 179 1
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4.876 - 5.000 8 3,746,960 16.55 471,253 5.000 749 54.40 180 178 2
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5.001 - 5.125 9 4,626,002 20.43 516,661 5.125 773 47.82 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
5.126 - 5.250 13 6,048,768 26.71 467,893 5.250 764 39.25 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
5.251 - 5.375 6 2,725,227 12.04 456,586 5.375 743 57.05 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
5.376 - 5.500 3 1,748,388 7.72 585,729 5.500 765 58.92 180 179 1
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5.626 - 5.750 2 1,183,400 5.23 591,700 5.750 717 61.45 180 180 0
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5.751 - 5.875 1 407,992 1.80 407,992 5.875 759 80.00 180 180 0
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5.876 - 6.000 1 693,607 3.06 696,000 6.000 792 80.00 180 179 1
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6.001 - 6.125 1 548,129 2.42 550,000 6.125 782 47.01 180 179 1
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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W.A.: 5.284%
Lowest: 4.875%
Highest: 6.125%
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3. Credit Score
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Credit Score Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
800 - 824 2 $ 786,724 3.47% $ 395,595 5.184% 804 33.70% 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
775 - 799 20 10,224,218 45.16 514,068 5.283 785 46.94 180 179 1
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750 - 774 8 3,811,587 16.83 478,444 5.277 759 46.96 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
725 - 749 9 4,581,132 20.23 511,310 5.296 738 59.70 180 179 1
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700 - 724 2 976,030 4.31 490,300 5.326 718 59.91 180 179 1
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675 - 699 5 2,262,156 9.99 454,206 5.290 692 58.00 180 179 1
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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W.A.: 760
Lowest: 685
Highest: 805
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4. Index
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Index Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
FIX 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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5. Loan Purpose
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Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Loan Purpose Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
Refinance-Rate/Term 40 $ 19,671,603 86.88% $ 494,337 5.240% 762 49.25% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Purchase 4 2,143,789 9.47 536,998 5.794 753 63.38 180 179 1
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Refinance-Cashout 2 826,456 3.65 416,025 5.000 722 53.11 180 178 2
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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6. Property Type
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Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Property Type Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
SFR 41 $ 20,404,364 90.12% $ 500,275 5.267% 759 49.78% 180 179 1
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PUD Detach 5 2,237,483 9.88 448,451 5.439 761 59.41 180 179 1
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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7. Occupancy Status
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Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Occupancy Status Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
Primary 45 $ 22,166,318 97.90% $ 494,988 5.285% 759 50.96% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Secondary 1 475,529 2.10 479,047 5.250 784 39.92 180 178 2
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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8. Geographic Distribution
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Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Geographic Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Distribution Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
California 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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9. County Distribution
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Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
County Distribution Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
LOS ANGELES ,CA 8 $ 3,702,044 16.35% $ 465,557 5.206% 748 53.85% 180 178 2
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ORANGE ,CA 7 3,186,104 14.07 457,475 5.195 765 50.82 180 179 1
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SANTA CLARA ,CA 5 3,081,487 13.61 619,092 5.444 759 46.36 180 179 1
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SAN DIEGO ,CA 6 2,708,799 11.96 453,556 5.302 743 53.93 180 179 1
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VENTURA ,CA 4 2,487,774 10.99 624,250 5.150 756 57.90 180 179 1
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SAN MATEO ,CA 4 1,971,902 8.71 494,358 5.733 785 57.83 180 179 1
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MARIN ,CA 4 1,954,101 8.63 491,732 5.226 780 34.55 180 178 2
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SAN FRANCISCO ,CA 2 910,259 4.02 457,674 5.316 762 40.57 180 178 2
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CONTRA COSTA ,CA 2 896,791 3.96 452,095 5.058 772 31.98 180 178 2
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SAN JOAQUIN ,CA 1 593,839 2.62 596,000 5.375 718 64.09 180 179 1
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Other 3 1,148,748 5.07 384,350 5.034 760 60.17 180 179 1
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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10. Original LTV
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Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Original LTV Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
15.01 - 20.00 1 $ 461,585 2.04% $ 465,000 5.250% 770 18.60% 180 178 2
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20.01 - 25.00 1 414,095 1.83 417,190 5.125 804 21.96 180 178 2
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25.01 - 30.00 4 1,964,168 8.67 493,505 5.181 768 27.83 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
30.01 - 35.00 3 1,349,246 5.96 452,763 5.230 749 34.19 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
35.01 - 40.00 2 921,477 4.07 463,317 5.250 788 37.93 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
40.01 - 45.00 8 4,236,492 18.71 532,803 5.097 768 41.90 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
45.01 - 50.00 8 3,783,497 16.71 475,285 5.379 783 48.23 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
50.01 - 55.00 3 1,503,440 6.64 503,116 5.504 713 51.25 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
55.01 - 60.00 2 1,097,580 4.85 551,623 5.398 743 56.91 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
60.01 - 65.00 4 2,017,143 8.91 506,543 5.120 753 63.78 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
65.01 - 70.00 2 715,142 3.16 359,586 5.189 734 66.28 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
70.01 - 75.00 3 1,605,050 7.09 536,350 5.252 731 71.96 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
75.01 - 80.00 5 2,572,933 11.36 516,140 5.599 755 79.32 180 179 1
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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W.A.: 50.73%
Lowest: 18.60%
Highest: 80.00%
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11. Original Term
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Original Term Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
180 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
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Total: 46 $ 22,641,847 100.00% $ 494,642 5.284% 760 50.73% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
W.A.: 180.0 months
Lowest: 180 months
Highest: 180 months
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Banc of America Securities LLC
- --------------------------------------------------------------------------------
This Structural Term Sheet, Collateral Term Sheet, or Computational Materials,
as appropriate (the "material"), is for your private information, and Banc of
America Securities LLC (the "Underwriter") is not soliciting any action based
upon it. This material is not to be construed as an offer to sell or the
solicitation of any offer to buy any security in any jurisdiction where such an
offer or solicitation would be illegal. This material is based on information
that the Underwriter considers reliable, but the Underwriter does not represent
that it is accurate or complete, and it should not be relied upon as such. By
accepting this material, the recipient agrees that it will not distribute or
provide the material to any other person. The information contained in this
material may pertain to securities that ultimately are not sold. The information
contained in this material may be based on assumptions regarding market
conditions and other matters as reflected herein. The Underwriter makes no
representation regarding the reasonableness of such assumptions, or the
likelihood that any of such assumptions will coincide with actual market
conditions or events, and this material should not be relied upon for such
purposes. The Underwriter and its affiliates, officers, directors, partners and
employees, including persons involved in the preparation or issuance of this
material may, from time to time, have long or short positions in, and/or buy and
sell, the securities mentioned therein or derivatives thereof (including
options). This material may be filed with the Securities and Exchange Commission
(the "SEC"), and incorporated by reference into an effective registration
statement previously filed with the SEC under Rule 415 of the Securities Act of
1933, including all cases where the material does not pertain to securities that
are ultimately offered for sale pursuant to such registration statement.
Information contained in this material is current as of the date appearing on
this material only. Information in this material regarding any assets backing
any securities discussed herein supersedes all prior information regarding such
assets. Any information in the material, whether regarding the assets backing
any securities discussed herein or otherwise, will be superseded by the
information contained in any final prospectus for any securities actually sold
to you. This material is furnished solely by the Underwriter and not by the
issuer of the securities. The issuer of the securities has not prepared,
reviewed or participated in the preparation of this material, is not responsible
for the accuracy of this material and has not authorized the dissemination of
this material. The Underwriter is acting as underwriter and not as an agent for
the issuer in connection with the proposed transaction.
Global Structured Finance
BoAMS 2003-09 Group 4 - Rapid Doc
15 Yr Fixed Rate - 100% CA
37 records
Balance: 20,701,844
Dec 5, 2003 16:04
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1. Original Balance
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Original Balance Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
350,001 - 450,000 13 $ 5,380,428 25.99% $ 414,869 5.535% 745 53.61% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
450,001 - 550,000 10 4,901,157 23.67 491,544 5.378 726 53.34 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
550,001 - 650,000 5 2,895,362 13.99 580,800 5.448 760 62.83 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
650,001 - 750,000 4 2,873,102 13.88 718,875 5.400 750 60.48 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
750,001 - 850,000 1 832,000 4.02 832,000 5.375 712 48.94 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
850,001 - 950,000 2 1,823,460 8.81 915,000 5.311 711 29.23 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
950,001 - 1,050,000 2 1,996,336 9.64 1,000,000 5.250 772 39.47 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Average: $560,817.30
Lowest: $358,000.00
Highest: $1,000,000.00
- --------------------------------------------------------------------------------
2. Gross Coupon
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Gross Coupon Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
5.001 - 5.125 2 $ 1,044,380 5.04% $ 525,250 5.125% 737 71.60% 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
5.126 - 5.250 16 9,956,824 48.10 623,319 5.250 746 47.74 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
5.251 - 5.375 4 2,575,460 12.44 645,500 5.375 729 44.30 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
5.376 - 5.500 6 2,798,702 13.52 468,000 5.500 726 58.69 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
5.501 - 5.625 1 426,300 2.06 426,300 5.625 785 26.64 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
5.626 - 5.750 2 885,519 4.28 444,320 5.750 767 46.82 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
5.751 - 5.875 6 3,014,660 14.56 503,617 5.875 741 65.37 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
W.A.: 5.413%
Lowest: 5.125%
Highest: 5.875%
- --------------------------------------------------------------------------------
3. Credit Score
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Credit Score Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
800 - 824 1 $ 448,351 2.17% $ 450,000 5.250% 801 31.69% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
775 - 799 9 5,252,875 25.37 585,256 5.377 782 56.47 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
750 - 774 8 4,380,040 21.16 548,705 5.559 765 47.75 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
725 - 749 5 3,059,709 14.78 613,600 5.326 741 52.17 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
700 - 724 6 3,182,822 15.37 531,417 5.356 712 53.72 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
675 - 699 6 3,414,424 16.49 569,617 5.498 688 53.50 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
650 - 674 2 963,624 4.65 484,550 5.192 674 46.85 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
W.A.: 742
Lowest: 674
Highest: 801
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4. Index
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Index Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
FIX 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
5. Loan Purpose
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Loan Purpose Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
Refinance-Rate/Term 22 $ 13,002,391 62.81% $ 592,306 5.378% 739 47.74% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Refinance-Cashout 10 4,599,057 22.22 460,950 5.432 732 59.42 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Purchase 5 3,100,396 14.98 622,000 5.534 764 59.45 180 179 1
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Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
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- --------------------------------------------------------------------------------
6. Property Type
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Property Type Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
SFR 30 $ 16,459,875 79.51% $ 549,741 5.425% 745 54.79% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
PUD Detach 6 3,833,394 18.52 641,333 5.314 724 38.11 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Condo 1 408,575 1.97 410,000 5.875 759 74.55 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
7. Occupancy Status
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Occupany Status Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
Primary 32 $ 17,560,048 84.82% $ 549,695 5.402% 738 51.38% 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
Secondary 5 3,141,796 15.18 632,000 5.475 761 56.09 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
8. Geographic Distribution
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Geographic Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Distribution Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
California 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
9. County Distribution
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
County Distribution Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
LOS ANGELES ,CA 13 $ 8,380,729 40.48% $ 645,762 5.359% 741 46.48% 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
ORANGE ,CA 7 3,474,945 16.79 497,571 5.298 727 54.84 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
SACRAMENTO ,CA 2 1,118,525 5.40 560,000 5.437 767 54.10 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
SANTA CLARA ,CA 2 916,994 4.43 459,320 5.505 758 40.87 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
SAN FRANCISCO ,CA 2 906,000 4.38 453,000 5.550 735 62.02 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
RIVERSIDE ,CA 1 893,460 4.32 900,000 5.375 731 15.65 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
SAN DIEGO ,CA 2 797,339 3.85 400,000 5.433 746 49.52 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
SANTA BARBARA ,CA 1 687,602 3.32 690,000 5.875 778 80.00 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
SAN BERNARDINO ,CA 1 597,847 2.89 600,000 5.500 788 80.00 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
SAN LUIS OBISPO ,CA 1 595,548 2.88 600,000 5.125 785 76.92 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
Other 5 2,332,856 11.27 467,540 5.601 719 60.86 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
10. Original LTV
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Original LTV Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
15.01 - 20.00 1 $ 893,460 4.32% $ 900,000 5.375% 731 15.65% 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
25.01 - 30.00 4 2,392,780 11.56 599,985 5.414 772 27.17 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
30.01 - 35.00 2 963,143 4.65 484,300 5.250 733 31.55 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
35.01 - 40.00 1 367,339 1.77 370,000 5.500 721 37.00 180 178 2
- ----------------------------------------------------------------------------------------------------------------------------
40.01 - 45.00 4 2,585,517 12.49 647,250 5.289 734 43.40 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
45.01 - 50.00 3 2,230,610 10.77 744,000 5.408 750 49.28 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
50.01 - 55.00 5 2,569,944 12.41 514,900 5.342 713 52.94 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
55.01 - 60.00 3 1,482,000 7.16 494,000 5.487 766 57.46 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
60.01 - 65.00 4 1,937,705 9.36 485,300 5.418 704 62.65 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
65.01 - 70.00 3 1,603,525 7.75 535,000 5.550 729 66.52 180 180 0
- ----------------------------------------------------------------------------------------------------------------------------
70.01 - 75.00 3 1,374,824 6.64 459,333 5.524 752 74.09 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
75.01 - 80.00 4 2,300,997 11.11 577,500 5.492 771 79.15 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
- ----------------------------------------------------------------------------------------------------------------------------
W.A.: 52.09%
Lowest: 15.65%
Highest: 80.00%
- --------------------------------------------------------------------------------
11. Original Term
- ----------------------------------------------------------------------------------------------------------------------------
Percent
Number Aggregate of Loans Average W.A. W.A.
of Current by Original W.A. W.A. W.A. Original Remaining W.A.
Mortgage Principal Principal Principal Gross FICO Original Term to Term to Loan
Original Term Loans Balance Balance Balance Coupon Score LTV Maturity Maturity Age
- ----------------------------------------------------------------------------------------------------------------------------
180 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
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Total: 37 $ 20,701,844 100.00% $ 560,817 5.413% 742 52.09% 180 179 1
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W.A.: 180.0 months
Lowest: 180 months
Highest: 180 months
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Banc of America Securities LLC
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