Exhibit 23(a) 1.


CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Board of Directors
The Travelers Insurance Company:

We consent to the use of our reports with respect to The Travelers Insurance
Company and subsidiaries, incorporated herein by reference, and to the
reference to our firm, also with respect to The Travelers Insurance Company and
subsidiaries, under the heading "Independent Registered Public Accounting
Firm". Our reports refer to changes in the Company's methods of accounting and
reporting for certain nontraditional long-duration contracts and for separate
accounts in 2004 and for variable interest entities in 2003.

We also consent to the use of our reports with respect to The Travelers Life
and Annuity Company, incorporated herein by reference, and to the reference to
our firm, also with respect to The Travelers Life and Annuity Company, under
the heading "Independent Registered Public Accounting Firm". Our reports refer
to changes in the Company's methods of accounting and reporting for certain
nontraditional long-duration contracts and for separate accounts in 2004.

/s/ KPMG LLP

Hartford, Connecticut
April 24, 2006