Exhibit 99.6

Letter Re:  Unaudited Interim Financial Information

April 15, 2008

JPMorgan Chase & Co.
270 Park Avenue
New York, NY 10017-2070

We have reviewed, in accordance with the standards of the Public Company
Accounting Oversight Board (United States), the unaudited condensed
consolidated interim financial information of The Bear Stearns Companies Inc.
and subsidiaries (the "Company") for the three-month periods ended February 29,
2008 and February 28, 2007, and have issued our report dated April 14, 2008
(which report included explanatory paragraphs referring to substantial doubt
about the Company's ability to continue as a going concern, and the adoption of
Financial Accounting Standards Board Interpretation No. 48, Accounting for
Uncertainty in Income Taxes - an interpretation of FASB Statement No. 109). As
indicated in such report, because we did not perform an audit, we expressed no
opinion on that information.

We are aware that our report referred to above, appearing as Exhibit No. 99.4
to JPMorgan Chase & Co.'s Current Report on Form 8-K filed on or about April
16, 2008, is being incorporated by reference in JPMorgan Chase & Co.'s
Registration Statement No. 333-146731 on Form S-3.

We also are aware that the aforementioned report, pursuant to Rule 436(c) under
the Securities Act of 1933, is not considered a part of the Registration
Statement prepared or certified by an accountant or a report prepared or
certified by an accountant within the meaning of Sections 7 and 11 of that Act.

/s/ Deloitte & Touche LLP
New York, New York