FILED PURSUANT TO RULE 424(B)(3)
REGISTRATION NO. 333-177420
AXA Equitable Life Insurance Company
MONY Life Insurance Company of America
SUPPLEMENT DATED FEBRUARY 21, 2014 TO CERTAIN CURRENT LIFE AND ANNUITY
PROSPECTUSES
This Supplement updates certain information in the most recent prospectuses and
statements of additional information you received and in any supplements to
these prospectuses and statements of additional information (collectively, the
''Prospectus''). You should read this Supplement in conjunction with the
Prospectus and retain it for future reference. Unless otherwise indicated, all
other information included in the Prospectus remains unchanged and the
Prospectus is hereby incorporated by reference. The terms and section headings
we use in this Supplement have the same meaning as in the Prospectus. We will
send you another copy of any prospectus or supplement without charge upon
request. Please contact the customer service group referenced in the Prospectus.
The purpose of this Supplement is to provide you with information about
proposed changes to the investment objectives and names of the Multimanager
Small Cap Growth Portfolio and Multimanager Small Cap Value Portfolio and a
name change for the Multimanager Multi-Sector Bond Portfolio (collectively, the
"Subject Multimanager Portfolios"). These changes are proposed in connection
with the proposed conversion of the Subject Multimanager Portfolios to
funds-of-funds as described below (each, a "Conversion" and collectively, the
"Conversions"). As applicable to your contract or policy, please note the
following below.
A. CONVERSION(S) TO A FUND-OF-FUNDS FOR THE SUBJECT MULTIMANAGER PORTFOLIOS
On December 4, 2013, the Board of Trustees of the EQAT Advisors Trust approved
the Conversion of each Subject Multimanager Portfolio and Multimanager
Multi-Sector Bond to a fund-of-funds that will pursue its investment objective
through investments in underlying proprietary and unaffiliated mutual funds and
exchange-traded funds, similar to the Trust's existing Charter Portfolios.
Subject to shareholder approval, as described below, the Conversions are
expected to take place on or before April 30, 2014 (the "Conversion Date").
CURRENT INVESTMENT
CURRENT PORTFOLIO NAME NEW PORTFOLIO NAME OBJECTIVE NEW INVESTMENT OBJECTIVE
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Multimanager Charter/SM/ Multi-Sector Seeks to achieve a high No change.
Multi-Sector Bond Bond total return through a
combination of current
income and capital
appreciation.
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Multimanager Small Cap Charter/SM/ Small Cap Seeks to achieve Seeks to achieve
Growth Growth long-term growth of long-term growth of
capital with an emphasis capital.
on risk adjusted returns
and managing volatility
in the Portfolio.
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Multimanager Small Cap Charter/SM/ Small Cap Seeks to achieve Seeks to achieve
Value Value long-term growth of long-term growth of
capital with an emphasis capital.
on risk adjusted returns
and managing volatility
in the Portfolio.
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The Investment Manager, Funds Management Group, LLC will remain as the
Investment Manager for the Portfolios after the Conversions. Please see
"Portfolios of the Trusts" in your Prospectus for more information.
Distributed by affiliate AXA Advisors, LLC
and for certain contracts
co-distributed by affiliate AXA Distributors, LLC
1290 Avenue of the Americas
New York, NY 10104
Copyright 2014 AXA Equitable Life Insurance Company and MONY Life Insurance
Company of America.
All rights reserved. Incentive Life Legacy(R) is
a registered trademarks of AXA Equitable Life Insurance Company.
AXA EQUITABLE LIFE INSURANCE COMPANY
1290 AVENUE OF THE AMERICAS
NEW YORK, NY 10104
212-554-1234
IM-03-14 (2/14)
AXA/MLOA Annuity & Life
Global Supp (IF/NB) (AR) 152538 (2/14)
#673572